Privacy Policy

Last updated: February 28, 2026  |  Effective: February 28, 2026

RiskBeforeBuy ("we," "us," or "our") is a product of Smart Technology Investments LLC. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit riskbeforebuy.smarttechinvest.com (the "Site") or use our risk intelligence services. Please read this carefully. If you do not agree with its terms, please do not access the Site.

1. Information We Collect

Information you provide directly:

Information collected automatically:

2. How We Use Your Information

3. Data Sources We Use

Our risk models are built on federal and publicly available datasets including FEMA, USGS, NOAA, USFS, FBI UCR, and U.S. Census Bureau data. We do not collect personal data about individual property owners. All location queries are matched to census tract aggregates, not individual parcels or individuals.

4. Cookies and Tracking Technologies

We use essential cookies necessary for the Site to function. With your consent, we also use analytics cookies (Cloudflare Web Analytics) to understand how visitors use the Site. Cloudflare Web Analytics does not use cookies for its core analytics and does not track users across sites. You may reject non-essential cookies via our cookie banner.

5. Third-Party Services

These services have their own privacy policies. We have data processing agreements in place where required.

6. Data Retention

7. Your Rights

Depending on your location, you may have the right to:

To exercise any of these rights, email us at privacy@smarttechinvest.com. We will respond within 30 days.

8. California Privacy Rights (CCPA / CPRA)

California residents have specific rights under the California Consumer Privacy Act. We do not sell or share personal information with third parties for their direct marketing purposes. To submit a CCPA request, email privacy@smarttechinvest.com with "CCPA Request" in the subject line.

9. Data Security

We implement industry-standard technical and organizational measures to protect your data, including TLS encryption in transit, encrypted storage at rest, access controls, and regular security reviews. No system is perfectly secure; we will notify you of any breach as required by applicable law.

10. Children's Privacy

The Site is not directed to children under 13. We do not knowingly collect personal information from children. If you believe a child has provided us personal information, contact us and we will promptly delete it.

11. International Transfers

Our services are operated from the United States. If you access the Site from outside the U.S., your information may be transferred to and processed in the U.S. We rely on Standard Contractual Clauses for transfers from the EEA/UK.

12. Changes to This Policy

We may update this policy periodically. We will post the revised policy with an updated "Last updated" date. For material changes, we will provide additional notice (e.g., email or prominent Site notice). Continued use after changes constitutes acceptance.

13. Contact Us

Smart Technology Investments LLC
Email: privacy@smarttechinvest.com
Website: riskbeforebuy.smarttechinvest.com